Consumers can purchase insurance:
a) directly from an insurance company;
b) from an agent who represents only one insurer and can offer only that company’s products;
c) on the Internet through a group company or association purchase; or
d) through an insurance broker who can offer a choice of coverage from various insurance companies.
Insurance brokers do not work for an insurance company, they work for you. That’s the key difference that separates them from all other options. It means you have more advice, more choice, better pricing and a representative that’s on your side in the event of a claim.
This section explains what insurance brokers do on your behalf, and provides basic insurance information and loss prevention tips.
The best source of information, however, is your insurance broker. He/she will be happy to answer any questions you may have about insurance.